Alloy

Overview

Alloy is a KYC and fraud decisioning middleware platform used by banks and
fintechs to orchestrate identity checks at account opening and throughout
the customer lifecycle.

The Incode x Alloy integration positions Incode as the document and
biometric verification node inside an Alloy decision graph. When an
applicant opens an account, Alloy routes them to Incode for ID capture and
face match. Incode returns the verified result to Alloy, which combines it
with additional data signals — such as bureau checks and watchlist screening
— to make an automated approve, decline, or review decision.

This integration is particularly relevant for US fintechs and digital banks
already using Alloy as their identity orchestration layer, enabling them to
add biometric verification without replacing their existing decisioning
infrastructure.

Availability

This integration is available through the Incode OEM and MSP partner
program. Alloy maintains a formal partner marketplace where Incode is listed
as a verified identity verification connector.

To get started, contact your Incode account manager.