Alloy

Overview

Alloy is a KYC and fraud decisioning middleware platform used by banks and fintechs to orchestrate identity checks at account opening and throughout the customer lifecycle.

The Incode x Alloy integration positions Incode as the document and biometric verification node inside an Alloy decision graph. When an applicant opens an account, Alloy routes them to Incode for ID capture and face match. Incode returns the verified result to Alloy, which combines it with additional data signals — such as bureau checks and watchlist screening — to make an automated approve, decline, or review decision.

This integration is particularly relevant for US fintechs and digital banks already using Alloy as their identity orchestration layer, enabling them to add biometric verification without replacing their existing decisioning infrastructure.

Availability

This integration is available through the Incode OEM and MSP partner program. Alloy maintains a formal partner marketplace where Incode is listed as a verified identity verification connector.

To get started, contact your Incode account manager.