Alloy

Alloy is a KYC- and fraud-decisioning middleware platform used by banks and fintechs to orchestrate identity checks at account opening and throughout the customer lifecycle.

In the Incode and Alloy integration, Incode is the document and biometric verification node inside an Alloy decision graph. When an applicant opens an account, Alloy routes them to Incode for ID capture and face match. Incode returns the verified result to Alloy, which combines it with additional data signals, such as bureau checks and watchlist screening, to make an automated decision: approve, decline, or review.

This integration is designed for US fintechs and digital banks using Alloy for identity orchestration. It adds biometric verification without replacing your existing decisioning infrastructure.

Availability

This integration is available through the Incode OEM and MSP partner program. Alloy maintains a formal partner marketplace where Incode is listed as a verified identity verification connector.

To get started, contact your Incode Representative.