Equifax

Equifax provides identity and fraud products, including KOUNT and core credit bureau data, used by financial institutions and fintechs to assess identity risk during account opening and transaction monitoring.

In the Incode and Equifax integration, Incode is the biometric and document verification front end, with Equifax supplying back-end data verification covering:

• SSN validation
• Address history
• Fraud alerts
• Synthetic identity signals

The combined result gives lenders and banks a higher-confidence identity decision that satisfies both biometric and
data-based KYC requirements, addressing scenarios where a fraudster presents a real stolen identity with their own face.

Availability

This integration is available through the Equifax developer portal and technology partner program. It is also available through the Incode OEM and MSP partner program. Contact your Incode Representative to get started.