Spain

Spain eKYC verification matches submitted individual data against Spain's Utility - Phone Register as the source of truth. See the eKYC API Reference for common response semantics that apply across all sources.

Available sources

Source	API source string	Description
Spain Phone Register 2	`ES_1`	Verifies submitted data against Spain's Utility - Phone Register.

Spain Phone Register 2

Request parameters

Parameter	Required	Description
`source`	Mandatory	Must be `ES_1`.
`country`	Mandatory	Must be `ES`.
`taxID`	Mandatory	Spanish DNI. Nine characters: eight digits followed by a letter.
`firstName`	Mandatory	First name of the individual.
`surName`	Mandatory	Last name (Apellido2, mother's last name).
`middleName`	Optional	Apellido1 (father's last name).
`houseNo`	Optional	House or building number.
`street`	Optional	Street name.
`city`	Optional	City of the individual's address (for example, `Madrid`).
`state`	Optional	State or autonomous community (for example, `Comunidad de Madrid`).
`postalCode`	Optional	Postal code.
`dateOfBirth`	Optional	Format: `yyyy-mm-dd`.
`phone`	Optional	Phone number.

Response fields

Spain Phone Register 2 anchors verification on the source-of-truth register. See the eKYC API Reference for common match field definitions and status values.

Field	Statuses	Description
`firstNameMatch`	`exact`, `fuzzy`, `nomatch`	Matches first name submitted against the value in the source of truth.
`middleNameMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches middle name submitted against the value in the source of truth.
`lastNameMatch`	`exact`, `fuzzy`, `nomatch`	Matches last name submitted against the value in the source of truth.
`fullNameMatch`	`exact`, `fuzzy`, `nomatch`	Matches full name submitted against the value in the source of truth.
`dobMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches date of birth submitted against the value in the source of truth.
`streetMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches street submitted against the value in the source of truth.
`houseNoMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches house number submitted against the value in the source of truth.
`streetAddressMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches street and house number submitted against the value in the source of truth.
`cityMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches city submitted against the value in the source of truth.
`stateMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches state submitted against the value in the source of truth.
`postalCodeMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches postal code submitted against the value in the source of truth.
`fullAddressMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches full address submitted against the value in the source of truth.
`idNumMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches DNI submitted against the value in the source of truth.
`phoneMatch`	`exact`, `fuzzy`, `nomatch`, `nodata`	Matches phone submitted against the value in the source of truth.
`overallLevel`	`low`, `medium`, `high`	Overall risk level. See below for calculation logic.

overallLevel calculation

overallLevel is calculated based on the risk associated with the submitted full name and DNI:

low when fullNameMatch and idNumMatch are both exact.
high when fullNameMatch and idNumMatch are both nomatch.
medium for all other combinations.

Contact your Incode representative to customize the overallLevel calculation for your use case.

Sample response

{
    "kyc": [
        { "key": "firstNameMatch", "status": "exact" },
        { "key": "middleNameMatch", "status": "exact" },
        { "key": "lastNameMatch", "status": "fuzzy" },
        { "key": "fullNameMatch", "status": "fuzzy" },
        { "key": "dobMatch", "status": "exact" },
        { "key": "streetMatch", "status": "exact" },
        { "key": "cityMatch", "status": "exact" },
        { "key": "stateMatch", "status": "exact" },
        { "key": "postalCodeMatch", "status": "exact" },
        { "key": "fullAddressMatch", "status": "fuzzy" },
        { "key": "idNumMatch", "status": "exact" },
        { "key": "phoneMatch", "status": "nomatch" },
        { "key": "overallLevel", "status": "low" }
    ]
}