eKYC Reason Codes

Reason codes are helpful for eKYC to be able to interpret why your risk levels (Overall Risk, Phone Risk, TaxID Risk, Email Domain Risk, and Address Risk) are returning as "low", "medium", "high" or "very_high". Today, you can view these reason codes on our dashboard results or our API response.

In our single session dashboard result, you may see reason codes populated, here in this example:

eKYC analytics

eKYC Reason Codes on Single Session Dashboard Results


You can hover on a specific result to understand what the code means or you can scroll to the bottom of this page to see the full list of reason codes.

eKYC analytics

eKYC Reason Codes Description


If you are leveraging our API response, you may see reason codes here is an example of how you may see reason codes show up at the high level and within each riskLevel:

{
    "kyc": [
        {
            "key": "customer",
            "reasonCodes": [
                "TSDV",
                "TSPNM",
                "TNASM",
                "TMFSI",
                "TSPNA"
            ]
        },
        {
            "key": "addressRiskLevel",
            "status": "low",
            "reasonCodes": [
                "A70SS"
            ]
        },
        {
            "key": "taxIdAddressMatch",
            "status": "fuzzy"
        },
        {
            "key": "taxIdDobMatch",
            "status": "nomatch"
        },
        {
            "key": "taxIdLevel",
            "status": "high",
            "reasonCodes": [
                "TSDV",
                "TSPNM",
                "TNASM",
                "TMFSI",
                "TSPNA"
            ]
        },
        {
            "key": "taxIdMatch",
            "status": "fuzzy"
        },
        {
            "key": "taxIdNameMatch",
            "status": "fuzzy"
        },
        {
            "key": "taxIdStateMatch",
            "status": "exact"
        },
        {
            "key": "overallLevel",
            "status": "high"
        }
    ]
}

Full list of reason codes here:

Reason CodeDESCRIPTION
ACVCountry Validated
AHNIInvalid house/building number
AHRHistorical resident matched
AIIInvalid Input
AMCCMissing country_code
AMIMissing Input
ANFNot Found
APAPartial Address
APAIBoth parsed and postal address parameters provided, postal address parameters ignored
APCCInput postal code was corrected
APCCInput postal code was corrected
APNVStreet, Postcode, City, Country. Premise not validated Validated
ARNFResident not found at address
ASCInput state corrected
ASCVState, Country Validated
EA1YThe email address was first seen at least 1 year ago
EA2YThe email address was created within the last 2 years
EA4MThe email address was created within the last 4 months
EA4YThe email address was created more than 4 years ago
EA6MThe email address was created within the last 6 months
EAC1FThe email address was confirmed as suspected fraud once across our email data provider's customer network
EACMFThe email address was confirmed as suspected fraud multiple times across our email data provider's customer network
EADPDisposable email domain
EAF1The email address was confirmed as fraudulent to our email data provider by 1 of their customers
EAF2The email address was confirmed as fraudulent to our email data provider by 2 of their customers
EAF3The email address was confirmed as fraudulent to our email data provider by 3 or more of their customers
EAF4YThe email address was first seen at least 4 years ago
EAFCThe email address was confirmed as fraudulent by you or by our email data provider.
EAG1The email address was confirmed as good to our email data provider by 1 of their customers
EAG2The email address was confirmed as good to our email data provider by 2 of their customers
EAG3The email address was confirmed as good to our email data provider by 3 of their customers
EAG4The email address was confirmed as good to our email data provider by 4 of their customers
EAG5The email address was confirmed as good to our email data provider by 5 of their customers
EAG6The email address was confirmed as good to our email data provider by 6 or more of their customers
EAHFThe email address has high probability of being associated to fraud due to multiple risk factors based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history)
EALLIThe email address is linked to a low risk LinkedIn account (based on the account's number of connections and posting activity)
EALSMThe email address is linked to a low risk social media account (based on the account's number of connections and posting activity) - e.g. Facebook, Yahoo, Pandora...
EALTWThe email address is linked to a low risk Twitter account (based on the account's number of connections and posting activity)
EAMThe email address was created within the last month
EAMCMultiple email addresses with similar handle patterns were recently queried at our email data provider for the company the email owner is tied to
EAMFThe email address mailbox is full (i.e. the owner has exceeded allowable capacity of email service
EAMIMultiple email addresses with similar handle patterns were recently queried at our email data provider for the transaction industry it has been previously tied to (e.g. Banking / Finance, Gaming...)
EAMPThe email address mailbox existed in the past and is no longer available
EANAThe email address mailbox is no longer active
EANEThe email address does not exist
EANINot enough information was found for the provided email address to determine a risk assessment
EANPNo email address was provided for risk assessment
EAPFThe email address syntax follows patterns that have been found to be associated to fraud
EAQ3The email address has been queried in a short amount of time to our email data provider by 3 of their customers
EAQ4The email address has been queried in a short amount of time to our email data provider by 4 of their customers
EAQMThe email address has been queried in a short amount of time to our email data provider by more than 4 of their customers.
EASIThe email address syntax is not valid
EAVQDifferent variations of the email address which points to the same inbox were recently queried. For instance, if [email protected] was queried before, then [email protected] will be considered as tumbled.
EAWThe email address was created within the last week
# REF!The email address was created within the last year
ED4MThe email domain was created within the last 4 months
EDCHThe email domain is tied to a category type (e.g. banking, webmail...) with high fraud rates
EDCOThe email domain country is considered to be risky
EDDNThe email domain does not exist in our email data provider's registry (note: this domain might still have valid DNS record)
EDHAThe email domain is considered to be high risk based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history) for the company the email owner is tied to
EDHCThe email domain is considered to be high risk based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history) for the category type of the company the email is tied to
EDHIThe email domain is considered to be high risk based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history) for the transaction industry it has been previously tied to (e.g. Banking / Finance, Gaming...)
EDHNThe email domain is considered to be high risk across our data provider's network based on their proprietary algorithm (e.g. validaty, age, fraud history)
EDIInvalid email domain
EDLThe email domain is considered to be low risk based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history)
EDLCThe email domain is considered to be low risk based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history) for the category type of the company the email is tied to
EDMThe email domain is considered to be medium risk based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history)
EDNPThe email address handle contains numeric patterns
EDPRThe email domain is considered to be risky based on our data provider's proprietary algorithm (e.g. validaty, age, fraud history)
EDPRThe email domain is considered to be risky based on our data provider's proprietary algorithm (e.g. validaty, age, fraud history)
EDVHThe email domain is considered to be very high risk across our data provider's network based on their proprietary algorithm (e.g. validaty, age, fraud history)
EDVHCThe email domain is considered to be very high risk based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history) for the company the email owner is tied to
EDVHIThe email domain is considered to be very high risk based on our email data provider's proprietary algorithm (e.g. validaty, age, fraud history) for the transaction industry it has been previously tied to (e.g. Banking / Finance, Gaming...)
EE24Expected level of activity for this email address over the last 24-hours
EE90Expected level of activity for this email address over the past 90 days
EMA24More than expected activity for this email address over the last 24-hours
EMA90More than expected activity for this email address over the past 90 days
ESG24Significant activity for this email address to or from risky services over the last 24 hours
ESG90Significant activity on this email address to or from risky services over the last 90 days
EVS24Very significant activity for this email address to or from risky services over the last 24 hours
EVS90Very significant activity on this email address to or from risky services over the last 90 days
PA15Activity on this number in the last 15 days
PA24Activity on this number in the last 24 hours
PA2MActivity on this number in the last two months
PA3MActivity on this number in the last three months
PABAThe address provided in the request is a business address
PABMThe address provided resulted in a better match than the normalized address
PACFThe address provided in the request matches the address of a U.S.correctional facility
PADUThe address provided in the request is a dual address (e.g. 123 Main St PO Box 99)
PAESome empty address fields where completed through address normalization for the address match check
PAHRThe address provided in the request is for a high-rise (i.e. contains apartment or building sub-units)
PAINThe address provided in the request is inactive (e.g. new developments may have addresses but will be 'inactive' until somebody moves in. Or, after Hurricane Katrina, addresses in the affected area were marked as inactive for a time.)
PALTThe address provided in low tenure
PAMActivity on this number in the last month
PAMAThe address provided in the request is tied to multiple active addresses (e.g. the address might be missing a suite or apartment number)
PAMLThe address provided in the request is a military address
PANNThere is no name and address information associated with the phone number provided
PANVThe address provided could not be verified
PAPMThe address provided is associated with a Private Mailbox operator (e.g. UPS Store)
PAPOThe address provided is a PO Box
PAUDThe address provided in the request is an undeliverable address
PAVThe address provided is vacant (i.e. unoccupied in the past 90 days)
PAVNThe address provided in the request is valid and has been normalized prior to calculating the match score
PAWActivity on this number in the last seven days
PBOTBehavior pattern that suggests this number is being used by a bot
PCCBehavior pattern that suggests this number is being used by a call center
PDIThe phone record data has a death indicator (i.e. it has been identified as that person having died)
PE24Expected activity for this number over the last 24 hours
PE90Expected activity for this number over the past 90 days
PECDExpected call duration for this number over the past 90 days
PELTExpected activity on this number over a tenure greater than or equal to 90 days (long-term)
PESExpected success for this number over the past 90 days
PES90Extremely significant activity for a risky range that this number belongs to over the past 90 days
PFISFew incoming calls were successful for this number
PFNA family name was found and used in the name matching calculation
PFOIFew outgoing calls were successful and very few incoming calls were successful for this number
PFOSFew outgoing calls were successful for this number
PFRDThis number has been flagged as a source of fraud. Score always recommends to block this number
PH90Higher than expected activity on this number within one or more 24-hour periods within the last 90 days. Spikes. Spikes within one hour are also considered here
PHAIActivity towards this number is coming from a higher than expected quantity of unique phone numbers
PHAOActivity from this number is going to a higher than expected quantity of unique phone numbers
PHLTHigher than expected activity on this number over a tenure greater than or equal to 90 days (long-term)
PHRLThe provided phone number is associated with a high-risk line type (Non-Fixed VoIP or Prepaid MVNO) - (available for most carriers with consent)
PHSLTHigher than expected activity on this number within one or more 24-hour periods within the tenure (either short or long-term tenure). Spikes. Spikes within one hour are also considered here
PILEThe number of identities associated with the phone number has exceeded our phone data provider's suggested limit. This could be an indication of a higher risk of fraudulent activity.
PINVThis is an invalid number
PLEAMuch less than expected activity or none at all for this number over the past 90 days. Cannot classify
PLLTLower than expected activity on this number over a tenure greater than or equal to one week (long-term)
PLSLess success than expected for this number over the past 90 days
PLSTLower than expected activity on this number over a tenure less than one week (short-term). Cannot classify
PMA24More than expected activity for this number over the last 24 hours
PMA90More than expected activity for this number over the past 90 days
PMAEMore activity than expected was seen going from this number towards unassigned phone numbers. Both the volume of activity and the quantity of unique unassigned numbers are considered here
PMAICMore activity than expected coming to this number from numbers of risky countries (such as those with more fraud). Both the risk level of the country and the amount of traffic between the number and that country are considered here
PMAOCMore activity than expected going from this number towards numbers of risky countries (such as those with more fraud). Both the risk level of the country and the amount of traffic between the number and that country are considered here
PMAOPMore activity than expected is going from this number towards premium numbers. Both the quantity of premium numbers and the amount of traffic to those numbers are considered here
PMAOTMore activity than expected is coming from this number towards toll-free numbers. Both the quantity of toll-free numbers and the amount of traffic from those numbers are considered here
PMLThe phone number provided has been matched with the identity information (e.g. name, address) for more than 90 days (long tenure)
PMNAThe provided mobile phone number is not active (available for most carriers with consent)
PMOThe phone number provided has been matched with the identity information (e.g. name, address), and the ownership or association to this phone number was not recent, however, there is no known, newer ownership or association found, a.k.a., the ownership is 'older'.
PMSTThe phone number provided has been matched with the identity information (e.g. name, address) for between 8 and 90 days (short tenure)
PMSMore success than expected for this number over the past 90 days. Impact depends on activity level: for higher than expected activity this is a risk signal for expected or lower than expected activity this is a trust signal
PMUThe phone number provided has been matched with the identity information (e.g. name, address) for an unknown amount of time (unknown tenure)
PMVSThe phone number provided has been matched with the identity information (e.g. name, address) for less than 7 days (very short tenure)
PN3MNo activity on this number in the last three months
PNCThe first and last name provided in the request are combined in one field
PNMBThe phone number provided is not a mobile line type
PNNA nickname was found and used in the name matching calculation (e.g. Bill matches with William)
PNNSThere is no network status information associated with the phone number provided
PNOThe phone number provided has been matched with the identity information (e.g. name, address), and a newer ownership or association has recently been connected to the phone number
PNPBThe phone number provided is a non-personal business line
PNRRThis number was recently reported as removed from distribution so finding activity from it is unexpected for a good user. The service takes into account the number of reports of removal before making this determination
PNSThe first and last name provided were swapped compared to the phone number records
PNUThe phone number provided has been updated
PODThe ownership match for the provided phone number was found prior to a disconnect date
PPC3The postal code provided matches the first 3 digits of the address on record for this phone number
PPC5The postal code provided matches the first 5 digits of the address on record for this phone number
PPC6The postal code provided matches the first 6 digits of the address on record for this phone number (Canadian phone numbers only)
PPC9The postal code provided matches the first 9 digits of the address on record for this phone number
PPGRThis number is associated with a pager
PPNThis is a premium number
PPPHThis number is associated with a payphone
PPRTThe provided phone number is currently in a ported state.
PPVA successful person search verification was run for the provided phone number
PRCThis number is associated with a risky carrier
PRCOThe country code of this number is for a risky country one that originates a disproportionate share of fraud attacks
PRMThe provided phone number identity matching was only based on raw user data
PROMThis number is used for special technical purposes by telecom companies such as for roaming
PRPThis number has a risky prefix
PRSAThis number has risky static attributes (like VOIP phone type or being on a blocklist)
PRSKThis number has another phone type that is risky and that is not covered by any of the other number_type reason codes
PRSVTeleSign or BICS reserved this number for use by customers with our applications (for example to send verification messages) but it appears that it is being used for a different purpose
PSCDShorter or longer than expected call duration for this number over the past 90 days
PSDBMThe person identity matched has a SSN issued prior to either the submitted DOB or the selected person identity's DOB (if no DOB was submitted). This can indicate a higher risk of the identity being synthetic.
PSFEYou have flagged this number as safe. Score always recommends to allow this number
PSG24Significant activity for a risky range that this number belongs to over the last 24 hours
PSG90Significant activity for a risky range that this number belongs to over the past 90 days
PSM90Some activity for a risky range that this number belongs to over the past 90 days
PSMDBThe person identity matched has multiple DOB records. This can indicate a higher risk of the identity being synthetic.
PSMRNThe person identity matched has a high number of relatives with the same/similar name. This may indicate the identity is synthetic.
PSMSNThe person identity matched has multiple unique SSNs. This can indicate a higher risk of the identity being synthetic.
PSTFSignificant activity on this number to or from risky services over the past 90 days
PTFNThis is a toll-free number
PTLThis number is invalid because it is too long even after the application of cleansing rules
PTOThe phone record data retrieval timed out
PVLAVery little activity or none at all for a risky range that this number belongs to over the past 90 days. Also returned if the number does not belong to a risky range
PVLSMuch less success than expected or no success at all for this number over the past 90 days
PVMNThis is a voicemail number
PVOIPThis is a VOIP number
PVRCThis number is associated with a very risky carrier
PVS24Very significant activity for a risky range that this number belongs to over the last 24 hours
PVS90Very significant activity for a risky range that this number belongs to over the past 90 days
PVSTVery little activity or none at all was ever observed on this number. Very short tenure. Cannot classify
PVSTFVery significant activity on this number to or from risky services over the past 90 days
TFAD1Facta Active Duty alert. Active for one year
TFADFFacta Active Duty Alert with Fraud victim. Active for 1 year
TFADIFacta Active Duty Alert with Fraud victim - initial alert. Active for 90 days.
TFVEFacta Fraud victim extended alert. Active for 7 years
TFVIFacta fraud victim initial alert. Active for 90 days
TH3AAHigh risk Third Party Score based on our TaxID data provider's categorization of attributes of addresses that the consumer is tied to
TH3AHHigh risk Third Party Score based on our TaxID data provider's categorization of whether the supplied SSN aligns with the consumer's address history
TH3AIHigh risk Third Party Score based on our TaxID data provider's categorization of whether the supplied SSN might belong to another person not yet credit activ
TH3AOHigh risk Third Party Score based on our TaxID data provider's categorization of whether the consumer appears to have a better SSN
TH3ASHigh risk Third Party Score based on our TaxID data provider's categorization of whether the consumer is tied to addresses linked to synthetic fraud
TH3BOHigh risk Third Party Score based on our TaxID data provider's categorization of whether there is a better owner for the SSN
TH3CHHigh risk Third Party Score based on our TaxID data provider's categorization of the depth of the consumer's history with this information
TH3DBHigh risk Third Party Score based on our TaxID data provider's categorization of whether the supplied SSN aligns with the consumer's DOB
TH3DIHigh risk Third Party Score based on our TaxID data provider's categorization of whether any of the supplied information corresponds to a deceased individual
TH3EDHigh risk Third Party Score based on our TaxID data provider's categorization of whether the email domain or structure of the handle are suspicious
TH3FGHigh risk Third Party Score based on our TaxID data provider's categorization of whether the SSN is tied to a clump of SSNs empirically used for fraud
TH3FRHigh risk Third Party Score based on our TaxID data provider's categorization of whether the consumer is tied to fraud code records
TH3ITHigh risk Third Party Score based on our TaxID data provider's categorization of whether the consumer is tied to an ITIN
TH3MRHigh risk Third Party Score based on our TaxID data provider's categorization of how well the supplied information matches Manifest records
TH3NNHigh risk Third Party Score based on our TaxID data provider's categorization of whether the supplied name or SSN is nonsense
TH3OMHigh risk Third Party Score based on our TaxID data provider's categorization of whether other applicants match aspects of this application's information
TH3PBHigh risk Third Party Score based on our TaxID data provider's categorization of whether aspects of the supplied PII correspond to bankruptcies
TH3PHHigh risk Third Party Score based on our TaxID data provider's categorization of whether the phone aligns with the consumer's history
TH3PRHigh risk Third Party Score based on our TaxID data provider's categorization of whether the supplied phone number corresponds to a risky carrier or line type
TH3RIHigh risk Third Party Score based on our TaxID data provider's categorization of whether the supplied SSN is a randomly issued SSN
TH3SAHigh risk Third Party Score based on our TaxID data provider's categorization of whether the SSN might belong to an associate
TH3SFHigh risk Third Party Score based on our TaxID data provider's categorization of whether the consumer is tied to security freezes
TH3SMHigh risk Third Party Score based on our TaxID data provider's categorization of how well the start time of the consumer's history aligns with the expected start time
THAAAHigh risk Abuse Score based on our TaxID data provider's categorization of attributes of addresses that the consumer is tied to
THAAHHigh risk Abuse Score based on our TaxID data provider's validation of the consumer's address history
THAAIHigh risk Abuse Score based on our TaxID data provider's categorization of the provided SSN belonging to another person not yet credit active
THAAOHigh risk Abuse Score based on our TaxID data provider's categorization of the consumer appearing to have a better SSN
THAASHigh risk Abuse Score based on our TaxID data provider's categorization of the consumer being tied to addresses linked to synthetic fraud
THABOHigh risk Abuse Score based on our TaxID data provider's categorization of there being a better owner for the SSN
THACHHigh risk Abuse Score based on our TaxID data provider's categorization of the depth of the consumer's history with this information
THADBHigh risk Abuse Score based on our TaxID data provider's validation of the consumer's DOB
THADIHigh risk Abuse Score based on our TaxID data provider's categorization of the supplied information corresponding to a deceased individual
THAEDHigh risk Abuse Score based on our TaxID data provider's categorization of whether the email domain or structure of the handle are suspicious
THAFGHigh risk Abuse Score based on our TaxID data provider's categorization of the SSN being tied to a clump of SSNs empirically used for fraud
THAFRHigh risk Abuse Score based on our TaxID data provider's categorization of the consumer being tied to fraud code records
THAITHigh risk Abuse Score based on our TaxID data provider's categorization of the consumer being tied to an ITIN
THAMRHigh risk Abuse Score based on our TaxID data provider's categorization of how well the supplied information matches Manifest records
THANNHigh risk Abuse Score based on our TaxID data provider's categorization of the provided name or SSN as nonsense
THAOMHigh risk Abuse Score based on our TaxID data provider's categorization of whether other applications match aspects of this application's information
THAPBHigh risk Abuse Score based on our TaxID data provider's categorization of whether aspects of the supplied PII correspond to bankruptcies
THAPHHigh risk Abuse Score based on our TaxID data provider's validation of the consumer's phone history
THAPRHigh risk Abuse Score based on our TaxID data provider's categorization of whether the supplied phone number corresponds to a risky carrier or line type
THARIHigh risk Abuse Score based on our TaxID data provider's categorization of the provided SSN being a randomly issued SSN
THASAHigh risk Abuse Score based on our TaxID data provider's categorization of whether the SSN might belong to an associate
THASFHigh risk Abuse Score based on our TaxID data provider's categorization of whether the consumer is tied to security freezes
THASMHigh risk Abuse Score based on our TaxID data provider's categorization of the consumer's history start time aligning with the expected record start time
THPAAHigh risk First Party Score based on our TaxID data provider's categorization of attributes of addresses that the consumer is tied to
THPAHHigh risk First Party Score based on our TaxID data provider's categorization of whether the supplied SSN aligns with the consumer's address history
THPAIHigh risk First Party Score based on our TaxID data provider's categorization of whether the supplied SSN might belong to another person not yet credit activ
THPAOHigh risk First Party Score based on our TaxID data provider's categorization of whether the consumer appears to have a better SSN
THPASHigh risk First Party Score based on our TaxID data provider's categorization of whether the consumer is tied to addresses linked to synthetic fraud
THPBOHigh risk First Party Score based on our TaxID data provider's categorization of whether there is a better owner for the SSN
THPCHHigh risk First Party Score based on our TaxID data provider's categorization of the depth of the consumer's history with this information
THPDBHigh risk First Party Score based on our TaxID data provider's categorization of whether the supplied TaxID aligns with the consumer's DOB
THPDIHigh risk First Party Score based on our TaxID data provider's categorization of whether any of the supplied information corresponds to a deceased individual
THPEDHigh risk First Party Score based on our TaxID data provider's categorization of whether the email domain or structure of the handle are suspicious
THPFGHigh risk First Party Score based on our TaxID data provider's categorization of whether the SSN is tied to a clump of SSNs empirically used for fraud
THPFRHigh risk First Party Score based on our TaxID data provider's categorization of whether the consumer is tied to fraud code records
THPITHigh risk First Party Score based on our TaxID data provider's categorization of whether the consumer is tied to an ITIN
THPMRHigh risk First Party Score based on our TaxID data provider's categorization of how well the supplied information matches Manifest records
THPNNHigh risk First Party Score based on our TaxID data provider's categorization of whether the supplied name or SSN is nonsense
THPOMHigh risk First Party Score based on our TaxID data provider's categorization of whether other applicants match aspects of this application's information
THPPBHigh risk First Party Score based on our TaxID data provider's categorization of whether aspects of the supplied PII correspond to bankruptcies
THPPHHigh risk First Party Score based on our TaxID data provider's categorization of whether the phone aligns with the consumer's history
THPPRHigh risk First Party Score based on our TaxID data provider's categorization of whether the supplied phone number corresponds to a risky carrier or line type
THPRIHigh risk First Party Score based on our TaxID data provider's categorization of whether the supplied SSN is a randomly issued SSN
THPSAHigh risk First Party Score based on our TaxID data provider's categorization of whether the SSN might belong to an associate
THPSFHigh risk First Party Score based on our TaxID data provider's categorization of whether the consumer is tied to security freezes
THPSMHigh risk First Party Score based on our TaxID data provider's categorization of how well the start time of the consumer's history aligns with the expected start time
THTAHHigh risk ID Theft Score based on our TaxID data provider's categorization of how consistent the address is with the consumer's history
THTAVHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the address has a high velocity of applications
THTBEHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the applicant appears to be the best owner of the email
THTBPHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the applicant appears to be the best owner of the phone
THTDIHigh risk ID Theft Score based on our TaxID data provider's categorization of whether any of the supplied information corresponds to a deceased individual
THTEDHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the email domain or structure of the handle are suspicious
THTESHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the email has had suspicious application activity
THTFGHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the SSN is tied to a clump of SSNs empirically used for fraud
THTFRHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the consumer is tied to fraud code records
THTGPHigh risk ID Theft Score based on our TaxID data provider's categorization of whether there is unusual geographic activity associated with the phone number
THTHEHigh risk ID Theft Score based on our TaxID data provider's categorization of the length of history of the email
THTIAHigh risk ID Theft Score based on Whether application information is tied to an associate.
THTIHHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the IP address aligns with the applicant's physical address history
THTIPHigh risk ID Theft Score based on Whether the IP address has had suspicious application activity.
THTMXHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the application information contains a mix of information from different consumers
THTNNHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the supplied name or SSN is nonsense
THTOMHigh risk ID Theft Score based on our TaxID data provider's categorization of whether other applicants match aspects of this application's information
THTPRHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the supplied phone number corresponds to a risky carrier or line type
THTRPHigh risk ID Theft Score based on our TaxID data provider's categorization of the number of recent applications associated with the phone
THTSGHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the applicant has a suspicious gap in history
THTVPHigh risk ID Theft Score based on our TaxID data provider's categorization of whether the application's IP address is from a risky VPN
TL3AALow risk Third Party Score based on our TaxID data provider's categorization of attributes of addresses that the consumer is tied to
TL3AHLow risk Third Party Score based on our TaxID data provider's categorization of whether the supplied SSN aligns with the consumer's address history
TL3AILow risk Third Party Score based on our TaxID data provider's categorization of whether the supplied SSN might belong to another person not yet credit activ
TL3AOLow risk Third Party Score based on our TaxID data provider's categorization of whether the consumer appears to have a better SSN
TL3ASLow risk Third Party Score based on our TaxID data provider's categorization of whether the consumer is tied to addresses linked to synthetic fraud
TL3BOLow risk Third Party Score based on our TaxID data provider's categorization of whether there is a better owner for the SSN
TL3CHLow risk Third Party Score based on our TaxID data provider's categorization of the depth of the consumer's history with this information
TL3DBLow risk Third Party Score based on our TaxID data provider's categorization of whether the supplied SSN aligns with the consumer's DOB
TL3DILow risk Third Party Score based on our TaxID data provider's categorization of whether any of the supplied information corresponds to a deceased individual
TL3EDLow risk Third Party Score based on our TaxID data provider's categorization of whether the email domain or structure of the handle are suspicious
TL3FGLow risk Third Party Score based on our TaxID data provider's categorization of whether the SSN is tied to a clump of SSNs empirically used for fraud
TL3FRLow risk Third Party Score based on our TaxID data provider's categorization of whether the consumer is tied to fraud code records
TL3ITLow risk Third Party Score based on our TaxID data provider's categorization of whether the consumer is tied to an ITIN
TL3MRLow risk Third Party Score based on our TaxID data provider's categorization of how well the supplied information matches Manifest records
TL3NNLow risk Third Party Score based on our TaxID data provider's categorization of whether the supplied name or SSN is nonsense
TL3OMLow risk Third Party Score based on our TaxID data provider's categorization of whether other applicants match aspects of this application's information
TL3PBLow risk Third Party Score based on our TaxID data provider's categorization of whether aspects of the supplied PII correspond to bankruptcies
TL3PHLow risk Third Party Score based on our TaxID data provider's categorization of whether the phone aligns with the consumer's history
TL3PRLow risk Third Party Score based on our TaxID data provider's categorization of whether the supplied phone number corresponds to a risky carrier or line type
TL3RILow risk Third Party Score based on our TaxID data provider's categorization of whether the supplied SSN is a randomly issued SSN
TL3SALow risk Third Party Score based on our TaxID data provider's categorization of whether the SSN might belong to an associate
TL3SFLow risk Third Party Score based on our TaxID data provider's categorization of whether the consumer is tied to security freezes
TL3SMLow risk Third Party Score based on our TaxID data provider's categorization of how well the start time of the consumer's history aligns with the expected start time
TLAAALow risk Abuse Score based on our TaxID data provider's categorization of attributes of addresses that the consumer is tied to
TLAAHLow risk Abuse Score based on our TaxID data provider's validation of the consumer's address history
TLAAILow risk Abuse Score based on our TaxID data provider's categorization of the provided SSN belonging to another person not yet credit active
TLAAOLow risk Abuse Score based on our TaxID data provider's categorization of the consumer appearing to have a better SSN
TLAASLow risk Abuse Score based on our TaxID data provider's categorization of the consumer being tied to addresses linked to synthetic fraud
TLABOLow risk Abuse Score based on our TaxID data provider's categorization of there being a better owner for the SSN
TLACHLow risk Abuse Score based on our TaxID data provider's categorization of the depth of the consumer's history with this information
TLADBLow risk Abuse Score based on our TaxID data provider's validation of the consumer's DOB
TLADILow risk Abuse Score based on our TaxID data provider's categorization of the supplied information corresponding to a deceased individual
TLAEDLow risk Abuse Score based on our TaxID data provider's categorization of whether the email domain or structure of the handle are suspicious
TLAFGLow risk Abuse Score based on our TaxID data provider's categorization of the SSN being tied to a clump of SSNs empirically used for fraud
TLAFRLow risk Abuse Score based on our TaxID data provider's categorization of the consumer being tied to fraud code records
TLAITLow risk Abuse Score based on our TaxID data provider's categorization of the consumer being tied to an ITIN
TLAMRLow risk Abuse Score based on our TaxID data provider's categorization of how well the supplied information matches Manifest records
TLANNLow risk Abuse Score based on our TaxID data provider's categorization of the provided name or SSN as nonsense
TLAOMLow risk Abuse Score based on our TaxID data provider's categorization of whether other applications match aspects of this application's information
TLAPBLow risk Abuse Score based on our TaxID data provider's categorization of whether aspects of the supplied PII correspond to bankruptcies
TLAPHLow risk Abuse Score based on our TaxID data provider's validation of the consumer's phone history
TLAPRLow risk Abuse Score based on our TaxID data provider's categorization of whether the supplied phone number corresponds to a risky carrier or line type
TLARILow risk Abuse Score based on our TaxID data provider's categorization of the provided SSN being a randomly issued SSN
TLASALow risk Abuse Score based on our TaxID data provider's categorization of whether the SSN might belong to an associate
TLASFLow risk Abuse Score based on our TaxID data provider's categorization of whether the consumer is tied to security freezes
TLASMLow risk Abuse Score based on our TaxID data provider's categorization of the consumer's history start time aligning with the expected record start time
TLPAALow risk First Party Score based on our TaxID data provider's categorization of attributes of addresses that the consumer is tied to
TLPAHLow risk First Party Score based on our TaxID data provider's categorization of whether the supplied SSN aligns with the consumer's address history
TLPAILow risk First Party Score based on our TaxID data provider's categorization of whether the supplied SSN might belong to another person not yet credit activ
TLPAOLow risk First Party Score based on our TaxID data provider's categorization of whether the consumer appears to have a better SSN
TLPASLow risk First Party Score based on our TaxID data provider's categorization of whether the consumer is tied to addresses linked to synthetic fraud
TLPBOLow risk First Party Score based on our TaxID data provider's categorization of whether there is a better owner for the SSN
TLPCHLow risk First Party Score based on our TaxID data provider's categorization of the depth of the consumer's history with this information
TLPDBLow risk First Party Score based on our TaxID data provider's categorization of whether the supplied TaxID aligns with the consumer's DOB
TLPDILow risk First Party Score based on our TaxID data provider's categorization of whether any of the supplied information corresponds to a deceased individual
TLPEDLow risk First Party Score based on our TaxID data provider's categorization of whether the email domain or structure of the handle are suspicious
TLPFGLow risk First Party Score based on our TaxID data provider's categorization of whether the SSN is tied to a clump of SSNs empirically used for fraud
TLPFRLow risk First Party Score based on our TaxID data provider's categorization of whether the consumer is tied to fraud code records
TLPITLow risk First Party Score based on our TaxID data provider's categorization of whether the consumer is tied to an ITIN
TLPMRLow risk First Party Score based on our TaxID data provider's categorization of how well the supplied information matches Manifest records
TLPNNLow risk First Party Score based on our TaxID data provider's categorization of whether the supplied name or SSN is nonsense
TLPOMLow risk First Party Score based on our TaxID data provider's categorization of whether other applicants match aspects of this application's information
TLPPBLow risk First Party Score based on our TaxID data provider's categorization of whether aspects of the supplied PII correspond to bankruptcies
TLPPHLow risk First Party Score based on our TaxID data provider's categorization of whether the phone aligns with the consumer's history
TLPPRLow risk First Party Score based on our TaxID data provider's categorization of whether the supplied phone number corresponds to a risky carrier or line type
TLPRILow risk First Party Score based on our TaxID data provider's categorization of whether the supplied SSN is a randomly issued SSN
TLPSALow risk First Party Score based on our TaxID data provider's categorization of whether the SSN might belong to an associate
TLPSFLow risk First Party Score based on our TaxID data provider's categorization of whether the consumer is tied to security freezes
TLPSMLow risk First Party Score based on our TaxID data provider's categorization of how well the start time of the consumer's history aligns with the expected start time
TLTAHLow risk ID Theft Score based on our TaxID data provider's categorization of how consistent the address is with the consumer's history
TLTAVLow risk ID Theft Score based on our TaxID data provider's categorization of whether the address has a high velocity of applications
TLTBELow risk ID Theft Score based on our TaxID data provider's categorization of whether the applicant appears to be the best owner of the email
TLTBPLow risk ID Theft Score based on our TaxID data provider's categorization of whether the applicant appears to be the best owner of the phone
TLTDILow risk ID Theft Score based on our TaxID data provider's categorization of whether any of the supplied information corresponds to a deceased individual
TLTEDLow risk ID Theft Score based on our TaxID data provider's categorization of whether the email domain or structure of the handle are suspicious
TLTESLow risk ID Theft Score based on our TaxID data provider's categorization of whether the email has had suspicious application activity
TLTFGLow risk ID Theft Score based on our TaxID data provider's categorization of whether the SSN is tied to a clump of SSNs empirically used for fraud
TLTFRLow risk ID Theft Score based on our TaxID data provider's categorization of whether the consumer is tied to fraud code records
TLTGPLow risk ID Theft Score based on our TaxID data provider's categorization of whether there is unusual geographic activity associated with the phone number
TLTHELow risk ID Theft Score based on our TaxID data provider's categorization of the length of history of the email
TLTIALow risk ID Theft Score based on Whether application information is tied to an associate.
TLTIHLow risk ID Theft Score based on our TaxID data provider's categorization of whether the IP address aligns with the applicant's physical address history
TLTIPLow risk ID Theft Score based on Whether the IP address has had suspicious application activity.
TLTMXLow risk ID Theft Score based on our TaxID data provider's categorization of whether the application information contains a mix of information from different consumers
TLTNNLow risk ID Theft Score based on our TaxID data provider's categorization of whether the supplied name or SSN is nonsense
TLTOMLow risk ID Theft Score based on our TaxID data provider's categorization of whether other applicants match aspects of this application's information
TLTPRLow risk ID Theft Score based on our TaxID data provider's categorization of whether the supplied phone number corresponds to a risky carrier or line type
TLTRPLow risk ID Theft Score based on our TaxID data provider's categorization of the number of recent applications associated with the phone
TLTSGLow risk ID Theft Score based on our TaxID data provider's categorization of whether the applicant has a suspicious gap in history
TLTVPLow risk ID Theft Score based on our TaxID data provider's categorization of whether the application's IP address is from a risky VPN
TNPIDtaxId check was not performed due to invalid dob
TNPIEtaxId check was not performed due to invalid email
TNPIPtaxId check was not performed due to invalid phone
TNPIRtaxId check was not performed due to invalid request
TNPIStaxId check was not performed due to invalid SSN
TNPIZtaxId check was not performed due to invalid zip code
TNPMStaxId check was not performed due to missing SSN
TSRDSubject reported deceased
TSSFSubject has placed a security freeze on their SSN file
TXHRHigh-risk category based on past behavior
TXMTWMost trustworthy category based on past behavior
TXNANot enough of activity or attributes to classify the transaction as either risky or trustworthy
TXRRisky category based on past behavior
TXTWTrustworthy category based on past behavior
TXVHRHighest-risk category based on past behavior
PDLNo driver’s license data available to match to submitted driver’s license parameters
ASDLUnable to verify address because CPF consulted does not have a CNH in the official government database
TSRFTax ID Status (situacao CPF) is not regular. It is suspended or canceled due to pending regularization, being null, with the holder being deceased.
TSRTax ID Status (situacao CPF) is regular
EEPEIIError from email enrichment provider. This includes error due to invalid input. Some risk assessment features might be limited due to error.
PDLANo driver's license data available to match to submitted driver's license parameters
TOAFOn-File Address Reported Associate With Business Higher Potential Fraud Activity
TOABOn-File Address Reported Associate With Business
TSOPBest On-File SSN Recorded As Deceased
TSODBest On-File SSN Issue Date Cannot Be Verified
TPAIAll trades are bankcard trades with phone-address inconsistencies in non-credit data verification
TINOInput SSN does not match on-file SSN
TDDADifferent DOB (age) than past application linked to the current applicant
TSNAInput SSN exact match to at least one other but input name and address not connected
TSNVNew credit profile with unverifiable SSN or address matches to a different name in non-credit data
TTIQMore than 2 inquiries with the same name and address in the last 28 days
TMAIMultiple address inconsistencies in last 7 days and SSN seen with different phones in last 90 days
TSPNMSSN seen with different phone more than 15 times in last 90 days or input phone does not match on-file phone at least twice in last 90 days
TNASMName and address seen multiple times in last 90 days with different SSN
TPSMTPhone seen multiple times in last 90 days with different last names
TMFSIMultiple Fraud Shield indicators triggered or unverifiable SSN
TPDNVOne or more PII data elements not verified
TIAWFAddress Reported Associate With Business Higher Potential Fraud Activity
TIAWBAddress Reported Associate With Business
TSACCurrent Address Conflict
TSAFAddress First Reported < 90 Days
TANOCurrent Address Not On-file
TSDVSSN Issue Date Cannot Be Verified
ASUThe address is deliverable, but the secondary unit information is unnecessary.
AIRThe address is deliverable to the building's default address but the secondary unit provided may not exist. There is a chance the mail will not reach the intended recipient.
AWSThe address is deliverable to the building's default address but is missing secondary unit information. There is a chance the mail will not reach the intended recipient.
ANDThe address is not deliverable according to the USPS.
AIAInvalid address
A70SSTracking data indicates that over 70% of mailpieces sent to this address were delivered successfully and recent mailings were also successful.
A4070SSTracking data indicates that over between 40% and 70% of mailpieces sent to this address were delivered successfully.
A40SSTracking data indicates that over less than 40% of mailpieces sent to this address were delivered successfully and recent mailings weren't successful.
ANANo tracking data exists for this address or lob deliverability was unable to find a corresponding level of mail success.
ADCVerified. The input data is correct.
ADCMSVerified. The input data is correct. All input data was able to match in databases after some or all elements were standardized.
ADCUDVerified. The input data is correct although some input data is unverifiable due to incomplete data
AASEVerified. The input data is acceptable but in an attempt to standardize user input errors were introduced.
AFMFixed. The input data is matched and fixed. (Example: Brighon - UK -> Brighton - UK)
AFMNCCFixed. The input data is matched and fixed but some elements such as Sub-building number and house number cannot be checked
AFMSCCFixed. The input data is matched but some elements such as Street cannot be checked.
AFAEIFixed. The input data is acceptable but errors were introduced in an attempt to standardize user input.
AMICCMissing Info. The input data cannot be corrected completely.
AMICCMMMissing Info. The input data cannot be corrected completely and there were multiple matches found in databases.
AMICCSEMissing Info. The input data cannot be corrected completely and only some elements were found.
AUICCMUnverified. The input data cannot be corrected or matched.
TNAPDGreater than 50% of tradelines in last 90 days have same name and address but different phone occurred in last 7 days
TSPNASame SSN phone or name and address seen more than 3 times in last 7 days